H-D Visa Rewards Card
CRUISE TO $100 IN H-D™ GIFT CARDS.1
Just spend $500 on your H-D™ Visa® in the first 60 days of account opening.
Plus, get a 0% intro APR* on purchases
and balance transfers for 12 billing cycles.
After that, a variable APR applies, currently 15.49% – 24.49%.
There are two different Harley-Davidson® cards: the Harley-Davidson® Visa Signature® card and the Harley-Davidson® High Performance card. You will first be considered for the Signature card. If you do not qualify for the Signature card, you will be considered for the High Performance card.
These cards have different benefits as follows: The Signature card earns 3 points at H-D® dealerships and h-d.com/store, 2 points at gas stations, restaurants, bar and lodging merchants and 1 point everywhere else Visa is accepted for every $1 of eligible net purchases. The High Performance card earns 1 point for every $1 of eligible net purchases and may not offer the same Visa Signature benefits.
HOG Members Who Ride More, Earn More
Now you can earn points just for doing the thing you love. H-D® Visa cardmembers who are also qualifying H.O.G.® members get 1 point for each mile ridden on an H-D® motorcycle.2 As if your ride wasn’t rewarding enough.
LEARN MORE
EARNING POINTS HAS
NEVER BEEN SO REWARDING
When you use the H-D™ Visa Signature® card for everyday purchases, you can earn points. For every 2,500 points you earn, you can redeem them for a $25 H-D™ Gift Card to spend at Harley® dealerships and h-d.com/store.
SIGNATURE CARD
-
3 POINTS At H-D® Dealerships3,4 and h-d.com/store
-
2 POINTS At Gas Stations, Restaurants, and Lodging Merchants3,4
-
1 POINT Everywhere Else Visa is Accepted for Every $1 of Eligible Net Purchases3,4
HIGH PERFORMANCE CARD
-
1 POINT Everywhere Else Visa is Accepted and May Not Offer the Same Visa Signature® Benefits
TURN POINTS INTO HARLEY® GEAR
Earn 2,500 points and trade ’em in for a $25 H-D™ Gift Card.3 This is how everyday purchases can get you
MotorClothes® apparel, Genuine Harley-Davidson® Parts & Accessories, service and more.
YOU COULD WIN A NEW HARLEY®
Every purchase you make with your card earns you one entry into the H-D® Visa® Free Ride Sweepstakes.
H.O.G.® members get 2 entries per purchase.5 Not a member? Join today.
Non-purchase, mail-in entry also available. See Official Rules.
BENEFITS AS POWERFUL AS YOUR RIDE
Get a kick out of the benefits and rewards from Harley-Davidson® Visa® cards.
VISA SIGNATURE CARD
Apply for the flagship card to get all the perks you seek.
Annual Fee |
$0 |
Points for Every Net $1 Spent |
|
at H-D® Dealerships and h-d.com/store4 |
3 |
at Gas Stations & Restaurants 4 |
2 |
at Bars & Lodging Merchants4 |
2 |
Everywhere else |
1 |
Free Ride Sweepstakes5 |
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for each transaction: |
|
H.O.G. Members |
2 Entries / Transaction |
Non-H.O.G. Members |
1 Entry / Transaction |
Signature Benefits |
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Travel Benefits |
|
Auto Rental Collision Damage Waiver6 |
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Emergency Cash & Card Replacement |
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Travel & Emergency Services6 |
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Travel Accident Insurance6 |
up to $250k |
Lost Luggage Reimbursement6 |
up to $5k |
Hotel Theft Protection6 |
up to $1k |
Card Protection Benefits |
|
Zero Fraud Liability7 |
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Lost & Stolen Card Reporting |
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Warranty Manager Service6 |
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You will first be considered for the Harley-Davidson® Visa Signature® card. If you do not qualify, you will be considered for the Harley-Davidson® High Performance Visa® card. These cards have different benefits. Please see comparison chart above.
HIGH PERFORMANCE CARD
Depending on your credit history, you may be approved for a different level of rewards and benefits.
Annual Fee |
$0 |
Points for Every Net $1 Spent |
|
at H-D® Dealerships and h-d.com/store4 |
1 |
at Gas Stations & Restaurants 4 |
1 |
at Bars & Lodging Merchants4 |
1 |
Everywhere else |
1 |
Free Ride Sweepstakes5 |
![]() |
for each transaction: |
|
H.O.G. Members |
2 Entries / Transaction |
Non-H.O.G. Members |
1 Entry / Transaction |
Signature Benefits |
|
Travel Benefits |
|
Auto Rental Collision Damage Waiver6 |
![]() |
Emergency Cash & Card Replacement |
![]() |
Travel & Emergency Services6 |
![]() |
Travel Accident Insurance6 |
![]() |
Lost Luggage Reimbursement6 |
up to $5k |
Hotel Theft Protection6 |
up to $1k |
Card Protection Benefits |
|
Zero Fraud Liability7 |
![]() |
Lost & Stolen Card Reporting |
![]() |
Warranty Manager Service6 |
![]() |