H-D Visa Rewards Card

20200102-1200x268-H-D-Visa-Plain

CRUISE TO $100 IN H-D GIFT CARDS.1

Just spend $500 on your H-D Visa® in the first 60 days of account opening.

20200102-350x64-Apply-Now-Button

Plus, get a 0% intro APR* on purchases

and balance transfers for 12 billing cycles.

After that, a variable APR applies, currently 15.49% – 24.49%.

There are two different Harley-Davidson® cards: the Harley-Davidson® Visa Signature® card and the Harley-Davidson® High Performance card. You will first be considered for the Signature card. If you do not qualify for the Signature card, you will be considered for the High Performance card.

 

These cards have different benefits as follows: The Signature card earns 3 points at H-D® dealerships and h-d.com/store, 2 points at gas stations, restaurants, bar and lodging merchants and 1 point everywhere else Visa is accepted for every $1 of eligible net purchases. The High Performance card earns 1 point for every $1 of eligible net purchases and may not offer the same Visa Signature benefits.


20200102-300x220-Earn-Points-Odometer

HOG Members Who Ride More, Earn More

Now you can earn points just for doing the thing you love. H-D® Visa cardmembers who are also qualifying H.O.G.® members get 1 point for each mile ridden on an H-D® motorcycle.2 As if your ride wasn’t rewarding enough.

LEARN MORE

EARNING POINTS HAS

NEVER BEEN SO REWARDING

When you use the H-D™ Visa Signature® card for everyday purchases, you can earn points. For every 2,500 points you earn, you can redeem them for a $25 H-D™ Gift Card to spend at Harley® dealerships and h-d.com/store.

SIGNATURE CARD

  • 3 POINTS At H-D® Dealerships3,4 and h-d.com/store
  • 2 POINTS At Gas Stations, Restaurants, and Lodging Merchants3,4
  • 1 POINT Everywhere Else Visa is Accepted for Every $1 of Eligible Net Purchases3,4

 

HIGH PERFORMANCE CARD

  • 1 POINT Everywhere Else Visa is Accepted and May Not Offer the Same Visa Signature® Benefits

20200102-300x267-Leather-Jacket

TURN POINTS INTO HARLEY® GEAR

Earn 2,500 points and trade ’em in for a $25 H-D Gift Card.3 This is how everyday purchases can get you

MotorClothes® apparel, Genuine Harley-Davidson® Parts & Accessories, service and more.


20200102-300x236-Iron-883

YOU COULD WIN A NEW HARLEY®

Every purchase you make with your card earns you one entry into the H-D® Visa® Free Ride Sweepstakes.

 H.O.G.® members get 2 entries per purchase.5 Not a member? Join today.

Non-purchase, mail-in entry also available. See Official Rules.


BENEFITS AS POWERFUL AS YOUR RIDE

Get a kick out of the benefits and rewards from Harley-Davidson® Visa® cards.

VISA SIGNATURE CARD

Apply for the flagship card to get all the perks you seek.


Annual Fee

$0

Points for Every Net $1 Spent

at H-D® Dealerships and h-d.com/store4

3

at Gas Stations & Restaurants 4

2

at Bars & Lodging Merchants4

2

Everywhere else

1

Free Ride Sweepstakes5

yes

for each transaction:

H.O.G. Members

2 Entries / Transaction

Non-H.O.G. Members

1 Entry / Transaction

Signature Benefits

yes

Travel Benefits

Auto Rental Collision Damage Waiver6

yes

Emergency Cash & Card Replacement

yes

Travel & Emergency Services6

yes

Travel Accident Insurance6

up to $250k

Lost Luggage Reimbursement6

up to $5k

Hotel Theft Protection6

up to $1k

Card Protection Benefits

Zero Fraud Liability7

yes

Lost & Stolen Card Reporting

yes

Warranty Manager Service6

yes

You will first be considered for the Harley-Davidson® Visa Signature® card. If you do not qualify, you will be considered for the Harley-Davidson® High Performance Visa® card. These cards have different benefits. Please see comparison chart above.

20200102-350x64-Apply-Now-Button


HIGH PERFORMANCE CARD

Depending on your credit history, you may be approved for a different level of rewards and benefits.


Annual Fee

$0

Points for Every Net $1 Spent

at H-D® Dealerships and h-d.com/store4

1

at Gas Stations & Restaurants 4

1

at Bars & Lodging Merchants4

1

Everywhere else

1

Free Ride Sweepstakes5

yes

for each transaction:

H.O.G. Members

2 Entries / Transaction

Non-H.O.G. Members

1 Entry / Transaction

Signature Benefits

no

Travel Benefits

Auto Rental Collision Damage Waiver6

yes

Emergency Cash & Card Replacement

yes

Travel & Emergency Services6

yes

Travel Accident Insurance6

no

Lost Luggage Reimbursement6

up to $5k

Hotel Theft Protection6

up to $1k

Card Protection Benefits

Zero Fraud Liability7

yes

Lost & Stolen Card Reporting

yes

Warranty Manager Service6

yes

20200102-350x64-Apply-Now-Button


Contact Us

We would love to hear from you! Please fill out this form and we will get in touch with you shortly.
  • This field is for validation purposes and should be left unchanged.

*The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary and as of 11/01/19, the undiscounted variable APR for Purchases and Balance Transfers is 15.49% – 24.49% based on your creditworthiness. The variable APR for Cash Advances is 25.49%. Cash Advance fee: 3% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. Annual fee: $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these credit cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©  2020 H-D or its affiliates.  HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC.  Third-party trademarks are the property of their respective owners.

© 2020 U.S. Bank National Association.

U.S. Bank – EP-MN-L20D – 200 South Sixth Street – Minneapolis, MN 55402

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Rewards Program Rules for additional information.

 

Spend $500 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 60 days of account opening and 10,000 Genuine Rewards points will be credited to your account 6-8 weeks after the 60-day period. The 10,000 Genuine Rewards points can be redeemed for a $100 H-D™ gift card. Your Harley-Davidson® Visa Account must be open and in good standing to earn and redeem rewards and benefits.
To earn and be awarded points for miles ridden, the Primary H-D Visa® cardholder must have an account that is open and in good standing and be an active Full National H.O.G.® Member (“Qualifying Cardholder”). After becoming a Qualifying Cardholder, an odometer reading must be recorded at a participating H-D® dealership or by an alternate Harley-Davidson® authorized recording method. Only odometer readings for Qualifying Cardholders after 1/1/2020 will apply. Thereafter, each mile ridden is worth one point, up to 50,000 points per calendar year and will be awarded after additional odometer readings. Points will be awarded 8-12 weeks following the last odometer reading, unless further verification is requested for award. See complete rules for details (PDF).
Genuine Rewards points awarded but not redeemed will expire 3 years from the date the points were awarded on December 31 of the expiration year. Harley-Davidson Gift Cards issued from H-D Genuine Rewards point redemption do not expire. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
Points are earned on eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. Fast food merchants may not qualify for additional bonus points.
NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase will not increase your chances of winning. Sweepstakes ends 12/31/2020. Open to legal residents of the 50 United States and D.C., who are 18 years of age or older. For details, including how to enter without being a Cardmember or without making a purchase, click here for Official Rules. Void where prohibited. Sponsor: Harley-Davidson Financial Services, Inc., 222 W. Adams St., Ste. 2000, Chicago, IL 60606.
Certain terms, conditions and exclusions apply. Refer to your Visa card “Guide to Benefits” for details.
U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.